Terms of Service
Last updated: 7 May 2026
These Terms of Service ("Terms") govern your access to and use of the Momo Finances Tracker mobile application ("the App") and the website at momofinancestracker.com. By downloading, installing, or using the App, you agree to be bound by these Terms.
1. Acceptance of Terms
If you do not agree to these Terms, do not download, install, or use the App. Your continued use of the App after any changes to these Terms constitutes acceptance of the updated Terms.
2. License
Momo Finances Tracker grants you a personal, limited, non-exclusive, non-transferable, revocable license to install and use the App on devices you own or control, for personal and non-commercial use only. You may not copy, modify, reverse engineer, decompile, redistribute, or create derivative works of the App.
3. Subscriptions and Billing
The App is free to download and use for its core functionality. Optional Plus features are available through an in-app subscription. All subscriptions are processed by the Apple App Store or Google Play Store and are governed by the terms of those platforms.
Subscription status and entitlements are verified through RevenueCat, a third-party subscription management service. We do not receive or store your payment details. See our Privacy Policy for details.
You can manage or cancel your subscription at any time through your device's app store settings. Refunds are handled by Apple or Google according to their respective policies.
4. User Responsibilities
You are responsible for:
- The accuracy of any data you enter into the App.
- Backing up your data — for example, by using the CSV export feature in Settings → Export & Import. Because all data is stored locally, uninstalling the App will permanently delete it.
- Keeping your device, operating system, and the App up to date.
- Complying with all applicable laws when using the App.
5. No Financial Advice
Momo Finances Tracker is a personal finance tracking tool. The App does not provide financial, tax, investment, or legal advice. Any insights, forecasts, trends, or projections shown are for informational purposes only and are calculated solely from the data you enter. You should consult a qualified professional before making financial decisions.
6. Disclaimer of Warranties
The App is provided "as is" and "as available", without warranties of any kind, express or implied. We do not warrant that the App will be error-free, uninterrupted, or that any defects will be corrected. To the fullest extent permitted by law, we disclaim all warranties, including merchantability, fitness for a particular purpose, and non-infringement.
7. Limitation of Liability
To the fullest extent permitted by applicable law, in no event shall Momo Finances Tracker, its developer, or any contributors be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of data, loss of profits, or loss arising from inaccurate financial calculations, whether based on warranty, contract, tort, or any other legal theory, and whether or not we have been advised of the possibility of such damages.
8. Termination
You may stop using the App at any time by uninstalling it from your device. We may, at our discretion and without notice, suspend or terminate access to the App or any of its features (including subscription features) if we believe these Terms have been violated.
9. Changes to These Terms
We may update these Terms from time to time. The updated date at the top of this page reflects the most recent revision. Material changes will be communicated through the App or this website. Continued use of the App after changes take effect constitutes acceptance of the revised Terms.
10. Governing Law
These Terms are governed by the laws of Italy, without regard to conflict-of-law principles. Any dispute arising out of or in connection with these Terms or your use of the App shall be subject to the exclusive jurisdiction of the competent courts of Italy, except where mandatory consumer protection law in your country of residence provides otherwise.
11. Third-Party Services
The App relies on services provided by Apple, Google (App Store / Google Play / Firebase Analytics & Crashlytics), and RevenueCat. Your use of those services is governed by their respective terms and privacy policies. We are not responsible for the practices of those third parties. See our Privacy Policy for details on what each service processes.